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The Money Life Coach

Financial Freedom Starts Here

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[email protected]

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The Money Life Coach

Financial Freedom Starts Here

Home
About
Coaching
Blog
Contact

The Money Life Coach

Financial Freedom Starts Here

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Coaching
Blog
Contact

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Tahoe City, California

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Comment “budget” to get my free budget tracker

Comment “budget” to get my free budget tracker.

👉Do you know exactly how much money needs to stay in your account at all times?

One of the biggest mistakes I see when people try to budget is not understanding their cash flow—what’s coming in, what’s going out, and how to keep it consistent month after month. Without this foundation, it’s hard to make progress with your finances.

When I finally learned how to manage my cash flow the right way (and let’s be honest, actually commit to budgeting for real), I was able to pay off $28,000 of debt in just 8 months. 🚀

Now, I teach this exact system in my group coaching program so you can stop the overwhelm and start making real progress FAST.

Ready to get started?

✅ Comment “BUDGET” to grab my free budget tracker.

✨ And don’t miss a special Black Friday offer dropping November 21!

It’s time to take control of your finances for good. Let’s do this!

Xx,
Tawnya

#BudgetTips #CashFlowManagement #DebtFreeJourney #MoneyGoals #FinancialFreedom #PersonalFinanceTips #DebtPayoff #BudgetingMadeEasy #MoneyManagement #FinancialCoaching #SmartSpending #BuildWealth #BlackFridayDeals #MoneyMindset #TakeControlOfYourMoney

✨What NOT to do this Black Friday✨ Is it just

✨What NOT to do this Black Friday✨

Is it just me, or do Black Friday sales get more intense every year? It’s easy to feel the pressure to buy just because everything “seems” like a great deal—but let’s make sure you’re spending intentionally this season! 💪

Here’s what NOT to do this Black Friday:

1️⃣ Don’t Skip Planning: Make a list of things you actually need, set a budget, and stick to it. Trust me, post-Black Friday regret is real!

2️⃣ Don’t Believe Every “Deal”: Many sales are just markups made to look like markdowns. Do a quick check to make sure it’s really a bargain!

3️⃣ Don’t Forget to Invest in YOU: Instead of splurging on things that won’t last, think about investing in what will help you reach your goals. 🏆

Save the Date! Mark your calendar for Nov. 21—(you can also hit the 🔔 sign in my bio to get alerted when I post)

I’ll be sharing a special Black Friday offer to help you pay off debt, save more, and start investing in yourself in 2025 and beyond! 🙌✨

Let’s focus on what matters and avoid those impulse buys this season!

Xx,
Tawnya

#BlackFridayTips #MoneyGoals #SpendWisely #DebtFreeJourney #FinancialFreedom #BudgetingTips #SmartShopping #FinancialPlanning #InvestInYourself #HolidaySavings

If you’ve been waiting for a “perfect” momen

If you’ve been waiting for a “perfect” moment to start… I’ve got to tell you, that moment doesn’t exist 🙈. Waiting until you’re “ready” is a lie we tell ourselves, and I know because I spent years buying into it.

Back in my 20s and 30s, I was barely scraping by, buried under $30k in debt, and every month felt like an endless paycheck-to-paycheck cycle.

I kept saying I’d start budgeting “next month” or “when things settled down”. But those excuses were just keeping me stuck.

Change didn’t happen until I looked in the mirror and said: enough is enough. That decision to stop making excuses was the very thing that set me free. And you can do it too.

💥 Here Are 3 Money Goals to Set Before 2024 Ends💥:

1. Build a Starter Emergency Fund
Start with whatever you can, even if it’s just $500. This small step can be a life-saver and give you peace of mind that you’re prepared for the unexpected. Just knowing you have a safety net can lift a huge weight off your shoulders.

2. Pay Off a Small Debt Balance
Choose one smaller debt and make it your mission to pay it off by the end of the year. It’s a powerful win that proves to yourself that debt freedom is possible—a small snowball that builds momentum toward financial peace.

3. Create and Stick to a Simple Budget
Budgets don’t have to be scary! Start with tracking where your money goes each month, then make small tweaks to funnel even a little toward your savings or debt. A budget is simply a plan that lets you tell your money where to go, instead of wondering where it went.

Comment “budget” and I’ll DM you the free tracker.

When I finally stopped saying “I’ll start later,” everything changed.

Once you commit, even the smallest steps make a huge difference. You have the power to break that paycheck-to-paycheck cycle for good. It doesn’t matter how long you’ve waited—what matters is that you start. Today.

Let’s get there together.

Xx,
Tawnya

#financialfreedom #moneygoals #debtfreejourney #financialpeace #paychecktopaycheck #abundancemindset #budgetingbasics #moneymotivation #nomoreexcuses #2024goals

“The goal is less, but better.” 🙏💜✨ #

“The goal is less, but better.” 🙏💜✨

#healing #selfcare #personalgrowth #abundance #ohana #lifeisbeautiful #lifeisgood #familyiseverything #familylove❤️ #spiritualhealing #lovelife #hawaiilove

🚨 You can’t just set it and forget it when it

🚨 You can’t just set it and forget it when it comes to your budget! 💸

Just like hitting the gym consistently is key to building the body of your dreams, reviewing your budget multiple times a week is crucial to building financial strength. 💪

One of the biggest mistakes I see people make is setting up a budget once, then never looking at it again — or relying on budgeting apps without ever actually reviewing their spending. Your financial success requires consistency, attention, and regular check-ins!

Ready to get started? Drop “BUDGET” in the comments, and I’ll send you my FREE budget tracker to help you stay on track! 📊

#FinancialFitness #BudgetingTips #MoneyMindset #GetYourFinancesRight

🌟 Here’s how I took my power back: My Financi

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